Wise reported a 19% increase in net revenue for the financial year ended March 31, 2026, as customer growth, higher account balances, and card spending continued to support the fintech’s expansion.
The London-listed company said net revenue reached $2.5 billion, while income before tax rose to $660.4 million, representing a 26% margin.
Active customers increased 21% to 18.9 million during the year, helping cross-border payment volume climb 31% to $243.5 billion. Customer holdings grew 40% to $39 billion, while spending through Wise cards rose 37% to $43.6 billion.
“Our investments helped us drive even better customer outcomes and support 19 million people, and businesses moved $243 billion across the world last year,” CEO Kristo Käärmann said.
During the year, Wise launched direct payment connections in Brazil and Japan, secured new licences in South Africa, the UAE, and Thailand, and added new Wise Platform partners, including UniCredit and Raiffeisen Bank. It also introduced its Assets product in Brazil.
For FY2027, Wise expects revenue growth around the midpoint of its long-term 15% to 20% target range on a constant currency basis, with a pre-tax margin near the upper end of its 20% to 25% guidance.
Wise expanded its U.S. presence with a Nasdaq listing earlier this year while retaining its primary listing in London. The company has been adding bank and fintech partners to the Wise Platform, including South Africa’s Capitec in April, as it grows its cross-border payments infrastructure beyond its consumer business.
